Accident Checklist -- What To Do After A Car Accident 

Being involved in a car accident is the last thing anyone wants. And being prepared with an Accident Checklist so you know exactly what to do after a car accident is critical. It is very important that the right steps are taken. For example, it can be hard to think straight, remember all of the details, as well as the right questions to ask. 

To help you -- here is an Accident Checklist that includes a series of tips that can be reviewed ahead of time. And please keep a copy in your vehicle so you are prepared if a car accident should happen.

Car Accident Checklist

• Remain calm. Try not to panic as this will only worsen the situation. Refer to your accident checklist.
• Call 911 and try to determine if anybody is in need of medical attention following the car accident.
• If possible, take pictures of the entire scene as part of your accident checklist. Your photos could be become important evidence in determining what actually happened during the accident
• Gather identifying information about the other vehicle(s) involved in the car accident such as license plate number and descriptions of the driver(s). This information will be helpful in protecting you if the other driver(s) involved decide to flee the accident scene.
• The next step on your accident checklist should be to exchange contact and insurance information with the other driver(s) involved.
• Look for witnesses immediately after you've gathered the basic information from the other driver(s). Witnesses can be helpful later if there is a dispute as to how the car accident happened. Ask them if they would be willing to provide information in the event that you need verification of the events that took place. Write down their names and phone numbers in case they decide to leave the scene before the police arrives.
• Try not to get involved in conversation about the details of the car accident with anyone. Being in a "shook-up state of mind" could lead you to unintentionally saying something that is incorrect. It is important to limit discussion and don't admit any fault or liability. Think clearly about what took place and then save the details for the police.
• Your accident checklist should also include calling your insurance agent as soon as you can. Even from the scene if possible. This may shorten the wait time for your claim to be processed.
• Be honest and as detailed as possible when filing your car accident report with the police. By not telling the truth, you are not only delaying your insurance claim, but also exposing yourself to risk with the law. Remember, everybody makes mistakes, the damage is done. Let your insurance company take care of the rest.
• Be sure to get contact information from the police officer in case you remember any important details relating to the car accident later on.

And the last step in your accident checklist, one of the most critical steps to remember regarding what to do after a car accident, is that you still need to file a police report EVEN IF you and the other driver(s) decide to settle without going through your insurance. Whether you are to compensate the other drives(s), or they agree to pay you, you need documentation as part of your accident checklist. 

The police report will provide the necessary legal reinforcement / documentation of what occurred during the accident in case you need it in the future for any sort of legal action.